Discount and Savings Programs

Receive up to :

  • $10,000 Accident Medical Coverage per occurrence
  • $4,000 Emergency Air Ambulance per occurrence
  • $10,000 Accidental Death & Dismemberment

Doctor's Office - Clinic - Hospital


Choose your coverage Option below to view Details of each:


Benefits Description:

  1. Accident Medical Coverage - Any Doctor, Emergency Room, Clinic or Hospital: Medical Services means the costs for: Medically necessary treatment by a physician, nurse, dentist, hospital room and board, outpatient surgery, use of an ambulance, dental work to sound natural teeth, drugs, medicines, diagnostic test and x-rays, oxygen, casts, splints, crutches, blood plasma, treatment performed by licensed medical professional and rental of durable medical equipment. Benefits are excess of other coverage.
  2. $4,000 Emergency Air Ambulance - Worldwide Coverage: Most medical plans only cover ground ambulance. If, as a result of injury, a member incurs covered expenses benefits will pay, with no deductible and not to exceed the overall maximum benefit amount of $4000.00, for Air Ambulance Transportation By Helicopter Only. Benefits are excess of other coverage.
  3. Accidental Death & Dismemberment: If a covered family member's injury results in a loss, as defined in your certificate of coverage, within one year after the accident causing the loss, we will pay benefits as described in your certificate of coverage for loss of life. Also benefits for loss of limb and sight are shown in the schedule of benefits.

The Following Benefits are included with all 3 options of coverage

  • The Dividend Club: Value Benefits of America (VBA) members will earn Dividends (paid quarterly to you on Merchandise, Services, Travel & Entertainment when you shop from our Online Mall and make a purchase. Choose from retailers like these, just to name a few, and get the dividends:,,,,,,,,,,,,,,,, etc.
  • Car Rental Services: Provides discounts at Alamo, National, Hertz, and Avis.
  • Rewards Network: America's Premier Dining Rewards Program and Hotel Discounts. Save up to 20% off every meal plus up to 15% off your hotel room rate.
  • Refund Sweepers: Free Merchandise, Bargains, Online Coupons, Rebates, Sweepstakes & more.


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